Cherry
Best for fast approvals and shorter-term plans.
Perks:
Good Fit For:
Patients looking for a fast decision and flexible short-term payment options.
LendingClub Patient Solutions
Best for larger treatment plans with longer repayment terms.
Perks:
Good Fit For:
Patients completing major dental work who prefer extended payment terms and predictable payments.
CareCredit
Best for promotional financing options.
Perks:
Good Fit For:
Patients who can pay off treatment within the promotional period and want reusable healthcare credit.
HFD (Healthcare Finance Direct)
Best for patients who want flexible approval options.
Perks:
Good Fit For:
Patients who may not qualify for traditional credit-based lenders and prefer structured monthly payments.
How to Choose the Right Option
- Stronger credit & larger case? → LendingClub or CareCredit
- Limited or challenged credit? → HFD or Onederful
- Want 0% promotional options? → CareCredit or Cherry
- Prefer simple fixed payments? → HFD or LendingClub
Our team is happy to help you compare options and guide you through the application process to ensure you select the best solution for your financial situation.